That's why many internet services, a number of which have felt the pinch of being hacked or breached, offer multi-factor authentication (or MFA). What you really need is a second way to verify yourself. (But you can stop changing your passwords constantly unless they're in a breach.) They’re a pretty laughable method of authentication and can be scooped up pretty easily by a variety of methods. What's the average internet user to do? Well, you should have strong passwords.
The 2014 Heartbleed bug exposed millions of internet logins to scammers thanks to one itty-bitty piece of code, and our security nightmares have only gotten progressively worse in the years since.
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